AHD 73 Strayer Univeristy Pre Covid Period in Companies Discussion

I need help with a Business question. All explanations and answers will be used to help me learn.

This is an open book, open notes, open internet exam. However, you may not discuss the exam with your classmates or anyone else. Point values are in parenthesis. Each answer should be no more than one page, and typically much shorter.

1.(6) In the olden days (pre-COVID) on most weekdays during the baseball season, professional baseball teams tended to play to less than sell-out crowds. Assuming, as is reasonable, that the demand curve is downward sloping, wouldn’t the baseball teams take in more money by lowering their ticket prices in order to fill up their stadiums? Explain.

2.(6) Suppose that an individual works 40 hours per week with no opportunity for overtime. They also take care of a sick parent. Can we say that his/her time has no value in providing this health care because he/she could not earn more at work? Explain.

3. (6) You work as the health benefits manager for a county government. The county’s employees are unionized and have health insurance through a managed care plan that you manage. The insurance plan requires no copays but does require that subscribers have a referral from a primary care physician to visit a specialist. You are now re-negotiating the union contract and the workers are very opposed to the referral requirement. As the benefits expert for the county, would you be willing to recommend that it abandon the referral requirement in exchange for physician visit copays of, say $30 per visit? Why? (That is, provide a justification for your conclusion based upon the existing research.)

4.(6) Under the Affordable Care Act (ACA), insurers have been shifting from offering PPOs to exclusively offering HMOs on the exchanges. Why?

  1. (6) As you recall, short-term health insurance policies have been encouraged by the Administration. These plans need not cover the ACA essential health benefits and they may be medically underwritten. What effects are these plans likely to have on enrollment in the exchanges and on the number of people with some form of health insurance? Why?
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